How To Get Insurance Quotes Health

A recent report by UC Berkeley Labor Researches shows that about half million Californians have been no health coverage since the plunge.* The report also shows the current uninsured adults is about 6 million, compares to 5.5 million in December 2007.

When I look at those numbers, many queries are flooding in my mind. Is it health insurance really important? During the recession, more and more people struggle for their lives. In apply to save their money for other life expenses, they chose to drop out from the health insurance.

Of course, there is no obligation to have a health insurance, but without it, I am sure you will develop into vulnerable. Also you will live under the fears given that you always worry that you may get snubbed or sick. I used to have California administration supported Medi-Cal health insurance, but I was forced to drop out about three years ago for unknown reasons. Then I lived without any health insurance for near to three years, I was just thinking that if I take care myself better, and pralsot any degenerative disease, I dont appetite any health insurance. But an unexpected incident happened last year has completely changed my thoughts.

On September 19, 2008, at around 11:30 am, I got out from the San Francisco Shopping Center after I browsed at something I wished to buy in there, at the moment I stepped out to the sidewalk adjacent to the shopping center, my horrible experience commenced. A crazy white male approached from somewhere near Powell Street BART Station Exit to me, he looks like a destitute person, and then the crazy man yelled at me. I didnt even understand what he yelled. That crazy man then punched my glasses with his closed fist, and he punched me so hardly, my glasses broke immediately and fell on the street. Not without problems were my glasses broken, but also my left eye just above the eyelid was cut by the broken glasses, and bled… You may know that the San Francisco Shopping Center and the surrounding areas are one of tourists hot sites in the city, so lots of people, residents and tourists witnessed the incident. Many nice walk-by people, protector sentrys from the shopping center, and street merchant gave me some basic assistance on my wound and helped me to call an ambulance. A Mandarin babbling street merchant gave me her chair to respite, and then a security guard from the shopping center gave me a bag of ice to heal my wound. All of them were trying to class me feel better; what I could do at that time is keep relax, dont be horror. A few minutes later, observe and ambulance arrived, a police officer solicit me some questions about the incident, and then I was sent to the Chinese Hospital for further treatment, about half an hour later, I was released from the hospital.

About two weeks after the incident, the hospital sent me a medical bill for about 300 dollars, as I didnt have any health insurance. I really could not afford for that medical bill, so I tried to call the hospital to see if I could be exempted. That medical bill was really wonderful! I still remembered my treatment that day was only a little amount of ointment, and that cost me 300 dollars! Is the hospitals ointment made with gold? Anyway, I called the hospital, I tried to give details the problems to pay the bill, but the woman who answered the phone thought I wont pay the bill, and said: “You have to pay the bill no matter what!” Oh my god! I didnt name not paying it, but I just asked about any available options to pay, like parts. Truthfully, I didnt want to owe your hospital anything, if I could afford, I would rather pay you immediately!

My good friend pay the medical bill for me about weeks after I called the hospital. That was such a horrible experience; I also learned that I cant live without health insurance after the incident, health insurance is very important for everyone live in the U.S., especially for many unexpected incidents. I decided to sign up for an affordable health insurance plan about two months ago and my tactic was seizing final result a few days ago.

Even though I am not sure that I will be assaulted again in the future, I should feel much better and not living in fears as I have health insurance.

Are you still thinking health insurance is unnecessary?

* Press Release on April 1, 2009, “As Congress debates health care reform proposals in President Obamas budget, current report documentation the impact on health coverage of NOT implementing health-care reform”, UC Berkeley Labor Center. You can download the full report here.

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Filed under: Health Insurance

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